Livestock Insurance Coverage Types

Understand your options — from basic mortality cover to comprehensive natural disaster and disease protection.

Livestock Mortality Cover

Financial protection if your animals die from accidental causes, disease, or specified weather events.

Cover for financial losses when livestock suffer from notifiable diseases, illness outbreaks, or government-ordered culling.

Cover for animals during transport — saleyards, between properties, to processing plants, and at agricultural events.

Coverage for livestock losses from floods, cyclones, earthquakes, drought and other natural events.

Protection if your livestock injure people, damage property, or escape onto roads causing accidents.

Protection against the theft of livestock from your property — increasingly important as stock theft rises in NZ.

Livestock cover is a specialist area with a small number of providers. Use the options below to find the right adviser or insurer for your situation.

Use a licensed broker

Search IBANZ, the NZ brokers association, to find an adviser who specialises in rural and livestock cover.

Check the FSP register

Verify that any adviser you use holds a current Financial Service Provider registration before engaging them.

Go direct to an insurer

Some livestock insurers deal directly with farmers. Visit their websites to enquire or get a quote from their team.

Are you a livestock insurance specialist?

If you work in rural insurance and cover livestock, we would like to hear from you. hello@cover4you.co.nz