Disclaimer

Information Only

LivestockInsurance.co.nz is operated by Cover4You Group as an independent livestock insurance information site. We publish general information about livestock insurance in New Zealand. We are not an insurer, underwriter, or Financial Advice Provider (FAP). We do not arrange cover or provide regulated financial advice.

Licensed Advisers

Anyone giving you insurance advice should hold a Financial Advice Provider (FAP) licence under the Financial Markets Conduct Act 2013 and be regulated by the Financial Markets Authority (FMA). Before receiving advice, a licensed adviser must give you a disclosure statement outlining their licence, any conflicts of interest, and the basis on which they provide advice. You can verify an adviser's licence on the Financial Service Providers Register at fsp-register.companiesoffice.govt.nz.

General Information Only

All content on this website — including coverage descriptions, livestock insurance guides, pricing guides, blog articles, and FAQs — is provided as general information only. It does not constitute financial advice and should not be relied upon as such. Coverage terms, conditions, exclusions, and premiums vary by insurer, policy, and individual circumstances.

The information on this site does not take into account your individual livestock values, farm risk profile, financial situation, or specific coverage requirements. You should seek advice from a licensed rural insurance adviser before making any insurance decision.

Pricing Information

Any pricing information on this website (such as "from $80/year") represents indicative entry-level pricing only, based on publicly available market information. Actual premiums will depend on your specific livestock values, species, farm location, risk factors, and coverage requirements, and will be confirmed by your licensed adviser following a proper needs assessment.

Provider Information

References to insurance providers including Aon, Gallagher, and NZI are provided for general information purposes only. We are not affiliated with, endorsed by, or acting as agent for any of these providers. Product details, availability, and pricing are subject to change without notice. Always confirm current offerings directly with the insurer or your licensed adviser.

No Guarantee of Cover

Cover is subject to the insurers' underwriting criteria, acceptance of the risk, and completion of any application requirements. Certain livestock, breeds, or risk profiles may not be insurable under standard policies. Contact a licensed adviser or insurer directly to confirm whether your livestock is insurable.

Third-Party Links

This website may contain links to third-party websites including industry bodies, government agencies, and insurers. We are not responsible for the content, accuracy, or privacy practices of those sites. Links are provided for informational purposes only.

Accuracy & Updates

We make every effort to keep the information on this website accurate and current. However, livestock insurance products, premiums, and regulatory requirements change regularly. We do not warrant the accuracy, completeness, or currency of any content on this site. Always confirm current details with a licensed adviser or the relevant insurer.

Contact

For questions about this disclaimer, please contact us at: hello@cover4you.co.nz